Tools
Run the numbers yourself.
Five calculators, free to anyone. Nothing is submitted, stored or sent anywhere — the arithmetic runs entirely in your browser, and we never see what you type.
What a monthly SIP could grow into
Assumes each instalment is invested at the start of the month and compounds monthly at a constant rate.
What a one-time investment could become
A single amount compounding annually at a constant rate, with no further contributions.
What a goal will cost, and the SIP it needs
Enter the goal in today’s money. We inflate it to what it will actually cost on the day, then work backwards to the monthly contribution required.
The corpus retirement actually requires
Works out what your present monthly expenses will cost by the time you retire, how large a corpus is needed to fund them for life, and the SIP that would build it.
How long a corpus lasts while you draw from it
A Systematic Withdrawal Plan takes a fixed amount out each month while the remaining balance stays invested. This shows how long the money holds out.
What is not included
Taxation on capital gains or dividends, exit loads, stamp duty, and any change in your contribution over time. Real post-tax outcomes will be lower than the gross figures shown.
Choosing a return assumption
Be conservative. A lower assumption that turns out to be pessimistic leaves you with a surplus; an optimistic one leaves you short at exactly the moment you need the money.
Nothing is collected
Every figure is computed in your browser. Nothing you enter is transmitted to us or to anyone else, and no account or sign-up is required to use these tools.
From numbers to a plan
A calculator cannot tell you what to invest in.
It can only size the problem. Which category, which horizon and how much risk is appropriate for you is the conversation that comes next.