Insights
No market calls, no scheme recommendations, no “top five funds for this year”. Just the questions investors keep asking us, written out properly — because the answer is usually longer than a WhatsApp reply allows.
Every mechanism that makes a SIP work depends on it continuing through exactly the periods when stopping feels most sensible. Here is what pausing actually does to the arithmetic — and why the instinct is so hard to resist.
More writing
Holding more schemes is not the same as being diversified. A practical way to tell whether your funds are doing different jobs or the same job eight times.
ReadEducation costs have historically risen faster than headline inflation. Planning against today’s fee is the single most common error we see in a child’s education goal.
ReadDirect plans cost less. That is a fact, not a debate. Whether the difference is worth what you give up is a separate question — and the honest answer depends on you.
See our disclosureEverything published here is general information and commentary. It is not investment advice, not a recommendation to buy or sell any scheme, and not tailored to any individual’s circumstances. Prenam Asset Distribution LLP is an AMFI-registered Mutual Fund Distributor (ARN-371383) and is not a SEBI-registered Investment Adviser. Mutual Fund investments are subject to market risks — read all scheme-related documents carefully before investing.
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If it turns out to be a question a lot of people share, it may well become the next piece here.
